North Jersey Federal Credit Union

711 Union Boulevard
Totowa, NJ 07512
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Business Information

Credit Union NJ, federal credit union
Regular Share Savings Accounts, Holiday & Vacation Club Accounts, Money Market Accounts, Term Share Certificates, Individual Retirement Accounts (IRA), Consumer Loans, New & Used Vehicle Loans, and Home Loan Products - MembersÂ’ deposits are federally insured by the National Credit Union Administration for a total of $250,000 and an additional $250,000 is available through private insurance ESI.
Free Checking, Direct Deposit, Payroll Deduction, ATM Access, Debit cards, TAP- Telephone Account Processing (Audio Response System), Wire Transfers, Ready Cash Loans, NJFCU Switch Kit, Mobile Money. NJFCU also offers additional services such as Money Orders, Members Financial Services Financial Planning, Safe Deposit Boxes, Free Notary Public Services, U.S. Savings Bonds and a Quarterly Member Newsletter.

Business Description

NJFCU is committed to providing our members with quality financial products and services delivered in a professional, courteous and timely manner. Unlike other financial institutions that need to generate profits to satisfy stockholders, we return excess earnings to our members in the following forms: - Competitive dividend rates paid on savings and investment accounts - Competitive interest rates on loans - The addition of valuable new products and services

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